June 2007
Liability for Measures to Prevent Further HarmGeneral liability policies are frequently — and incorrectly — described as covering “bodily injury” and “property damage.” More accurately, the policies promise to “pay those sums that the insured becomes legally obligated to pay as damages because of ‘bodily injury’ or ‘property damage’ to which this insurance applies.” ISO CG 0001 12 04 (2003) (“CGL”), at 1.
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