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The Insurance Coverage Law Bulletin

October 1, 2008

'Late Notice' under Liability Policies: California Law

By Kirk A. Pasich

Liability insurance policies typically contain provisions requiring that an insured notify the insurance carrier "as soon as practicable" of a claim or loss that potentially might be covered by the policy. If there is any delay in providing notice, an insurance carrier may deny coverage, or at least reserve its right to deny coverage. However, there are many situations in which a delay in notice, even if not excusable, will not result in a loss of coverage.

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